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credit and finance
Bust-Outs: Fraud in the produce industry
Acts of fraud are in every industry, even produce. One such type of fraud that is no stranger to the...
The importance of reporting fraud
There’s no getting around it: being swindled is humiliating. But don’t let the humiliation stop you from reporting fraud. “I’ve...
Defending yourself against fraud
What’s the best way to protect a business from fraud? George Agorastos, sales manager for Arizona Sky Produce, Inc. BB...
Fraud: Spotting the impostors
How do you spot a fraudulent business? Rick Fryman, president and COO of TC Marketing, Inc. BB #:126889 in Napoleon,...
The many flavors of fraud
Fraud comes in many sizes, flavors, and colors. It can take place within a company. One form is payroll fraud,...
How to spot a fraudulent business
Fraud is alive and well in the world of commerce, and in the fresh produce industry. But is it rising...
Credit perspective during the pandemic
To the produce industry: We are well aware of the stress being placed on the produce supply chain and each...
Case Study: Dissecting the closure of Trinity Fresh
As an industry, we see hundreds of business closures each year. Many are planned with a carefully thought out exit...
The importance of cash flow
Credit lenders want to ensure a company has adequate cash flow to service its debt. Given the unpredictability of the...
For your credit rating, knowledge is power
Knowing what’s in your company’s credit profile and how the business is rated or scored is paramount to both short-...
Key influencers of your credit profile
A credit profile reflects specific detail on who owns and leads a business, how it operates, and how well it...
How do other businesses see your business?
“Creditors have better memories than debtors.” So said Benjamin Franklin in 1758 in Poor Richard’s Almanack. It is as true...
Using tools like EBITDA and Blue Book
My boss just stepped around the corner and said, “HEY – can you write a quick column on EBITDA.” Ah,...
Demystifying EBITDA: Arguments for and against
As discussed earlier this week, EBITDA (earnings before interest, taxes, depreciation, and amortization) can be used to analyze and compare...
Demystifying EBITDA: Its Elements
To calculate EBITDA, take the sum of net income, interest expense, taxes, depreciation, and amortization. Each line item in the...
Demystifying EBITDA: How it’s used
Investors, shareholders, and analysts use EBITDA (earnings before interest, taxes, depreciation, and amortization) to provide a snapshot of short-term operational...
Demystifying EBITDA: What is it?
The acronym EBITDA stands for “earnings before interest, taxes, depreciation, and amortization.” What sounds like accounting jargon is essentially a...
NewStar Fresh Foods closes doors
On July 30, Blue Book Services reported NewStar Fresh Foods LLC BB #:157310 as 113, indicating the company had “suspended...
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